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Monday, October 27, 2014
Sunday, October 26, 2014
Saturday, October 25, 2014
The Most Expensive Things You Don’t Need
There's some astronomically expensive items and
luxuries in life, all of which isn't really needed when you
think about it. We take a look at the top 10 most
expensive things in the world you'll never need!
Tuesday, October 21, 2014
Babies born today get free $500 mutual fund investment
Voya Financial is offering the investment to babies as "as a head start toward their future retirement savings."
(Photo: iStockphoto)
If you have a baby today in the U.S., your newborn is eligible for a free $500 mutual fund investment from Voya Financial (VOYA), formerly known as ING U.S.
The company is offering this to the babies "as a head start toward their future retirement savings," says Ann Glover, chief marketing officer for Voya Financial. The program, called Voya Born to Save, is being launched as part of National Save for Retirement Week, she says.
Say what? Already? They just arrived and are still getting used to diapers.
The program is "a reminder that it's never too early to start saving for retirement," Glover says. "Any contribution to retirement savings at any age, no matter how big or how small, is a step in the right direction."
On average, more than 10,000 babies are born each day in the U.S., Glover says. The company is prepared to provide the gift to every baby born today in this country, but parents or guardians of eligible newborns must register for the offer at voya.com/borntosave by Dec. 19.
They need to fill out the appropriate paperwork and follow the directions for providing proof of the child's birth, Glover says. She says there are no hidden conditions to the offer.
Can parents take the money out early for diapers or college tuition?
"You can remove the funds, but we are ever hopeful that people will leave the money in there as a head start for their child's retirement," Glover says.
She believes this program "will get people's attention. We think that achieving financial security is one of the biggest challenges our country faces, and this campaign is an opportunity to get people thinking differently about how they can improve their retirement readiness."
What will the company do next to draw attention to this issue?
"Stay tuned," Glover says.
A Microsoft smartwatch could be here within weeks
Summary: Microsoft's smartwatch could be available before consumers can get their hands on Apple Watch
Microsoft's long-rumoured smartwatch could be announced within weeks, giving the company a device to square up to wearables from Apple and Google's Wear partners.
According to Forbes, Microsoft could launch the device within the next few weeks, with a focus on health. According to the report, the device will passively track its user's heart rate, and give the company a platform for building health and other apps on.
Details of the device are scant but sources close to the project told the publication that it would have a two-day battery life. If true, the device's battery life will trump the one-day limit on the forthcoming Watch from Apple and wearable hardware Google’s Android Wear partners, including Motorola, LG and Samsung.
Rumours about a Microsoft watch have been floating around for the past year as interest mounted in Apple's own wearables push. A report in May said that Microsoft was planning to ensure its wearable device could sync with Windows Phone, Android and iOS — a move seen as fitting with Microsoft CEO Satya Nadella's cross-platform strategy, which has recently seen the company extend support for Office to the iPad.
Microsoft has apparently tapped both its Kinect and Internet of Things teams to develop the watch. The team behind Microsoft’s Surface tablet is also believed to have had a hand in the watch's development.
Microsoft was recently granted a patent in the US for a smartwatch equipped with an optical sensor, potentially to measure heart rate, as well as electrical and data connectors.
While interest in Microsoft's wearable has been muted compared with Apple's Watch, should Microsoft's device be available to purchase before Christmas, it will have beaten Apple to the checkout. The big question is whether Microsoft can create a consumer device that has more appeal than the current lineup of Wear devices, which haven't been a major hit for any OEMs.
Despite a lukewarm reception for smartwatches so far, the broader wearables category is expected to grow rapidly over the coming years. Just 2.7 milion wearables shipped in the first quarter of 2014, but according to analyst firm Canalys, shipments are expected to reach 43.2 million in 2015, of which 28 million will be smartwatches.
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